Terms of Service

1. Acceptance of Terms

By accessing Kctruby.com, you agree to these Terms of Service. If you do not agree, please do not use the site.

2. Services Provided

Kctruby.com provides:

• Ghostwriting services

• Publishing services

• Tax-related educational content

• Marketing and consulting services

We do not provide legal or tax advice unless explicitly stated in a formal agreement.

3. Use of Website

You agree not to:

• Use the site for unlawful purposes

• Attempt to hack, disrupt, or damage the site

• Copy or distribute content without permission

4. Intellectual Property

All content on this site (text, branding, materials) is owned by Kctruby.com unless otherwise stated.

You may not reuse, reproduce, or distribute content without written permission.

5. Payments & Services

• Any paid services will be governed by separate agreements or contracts

• Pricing, deliverables, and timelines will be outlined before work begins

• Payments may be non-refundable unless stated otherwise

6. No Guarantees

We do not guarantee:

• Specific business results

• Lead generation outcomes

• Financial or tax outcomes

Results vary based on multiple factors outside our control.

7. Limitation of Liability

We are not liable for:

• Any indirect or consequential damages

• Loss of business, revenue, or data

• Actions taken based on content from this website

Use the site at your own risk.

8. Third-Party Tools

We may use third-party tools (e.g., CRMs, payment processors). We are not responsible for their performance or policies.

9. Termination

We reserve the right to restrict or terminate access to the site at any time.

10. Changes to Terms

We may update these Terms at any time. Continued use of the site means you accept the updated terms.

11. Governing Law

These Terms shall be governed by the laws of [Insert State/Country, e.g., Arizona, USA].

12. Contact Information

Website: https://www.kctruby.com
Email: kc@kctruby.com